Joseph graduated from DePaul University majoring in Economics and Geography. Joseph has worked for the past 2 years in DePaul’s Financial Services Office, providing personal finance education and resources to students. His studies have focused primarily on public and community banking, as well as the U.S. and international financial system. Joseph recently received an award on research he presented at the DePaul-UIC student conference on New Zealand’s postal banking system. He hopes to be able to play a supportive role in U.S. financial reform.